Instant Funding
Instant Funding is a proprietary trading firm offering simulated funded-trading programs, including no-evaluation instant-funded accounts and traditional one-phase/two-phase challenges. Current products include Instant Funding Pro, Instant Funding Lite, IF Micro Pro, One-Phase Pro, One-Phase Micro, Two-Phase, IF Micro Clarity, One Phase Lite, Instant Funding Clarity, Evolve and several other specialised/limited programs. The firm's current website states that all trading is conducted in a simulated environment using virtual funds rather than live brokerage accounts.
Est. 0instantfunding.com
PropFirmsPromo Rating
6.7/10
Based on our 5-factor rating system
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Our 5-Factor Rating
8.0
/10
Platform & Tech
Trading platforms offered, technology infrastructure, and execution speeds.
6.0
/10
Rules & Flexibility
Drawdown types, consistency rules, holding over weekends, and EA allowances.
5.5
/10
Payouts
Speed, frequency, and reliability of the profit split withdrawals.
7.5
/10
Trading Conditions
Spreads, commissions, slippage, and overall execution quality.
6.5
/10
Customer Support
Responsiveness, helpfulness, and availability of support channels.
Key Information
Starting Price
$25Account Sizes
$635 - $50000Profit Split
Up to 80%Payout Frequency
First 14 days, then 7 daysMarkets
Forex, Indices, Commodities, Cryptocurrencies, MetalsPlatforms
MetaTrader 5, Match-Trader, cTraderTrustpilot
6.7/10Challenges & Pricing
| Account Size | Profit Target | Max Drawdown | Daily Drawdown | Price | Your Price |
|---|---|---|---|---|---|
| $635 | - | 10% | - | $44 | $44 |
| $1,250 | - | 10% | - | $84 | $84 |
| $2,500 | - | 10% | - | $129 | $129 |
| $5,000 | - | 10% | - | $239 | $239 |
| $10,000 | - | 10% | - | $459 | $459 |
| $20,000 | - | 10% | - | $899 | $899 |
| $40,000 | - | 10% | - | $1,849 | $1,849 |
| $80,000 | - | 10% | - | $3,699 | $3,699 |
| $120,000 | - | 10% | - | $5,499 | $5,499 |
No time limit No minimum trading days
Highlights
- No time limit on challenges
- Up to 80% profit split
- Fast payouts (Within 2 business days)
- Trade up to $4,000,000
- Scale your capital easily
Rules & Payouts
Rules Overview
Eval TypeInstant Funding, 1-Step
Min Trading DaysNone
EA / BotsAllowed
Copy TradingAllowed
News TradingN/A
Weekend HoldingN/A
Payouts
Profit SplitUp to 80%
Payout FrequencyFirst 14 days, then 7 days
Min PayoutN/A
Payment MethodsCrypto, Rise
Payout on ChallengeN/A
Payout SpeedWithin 2 business days
Trading Conditions
LeverageN/A
SpreadsN/A
CommissionsN/A
PlatformsMetaTrader 5, Match-Trader, cTrader
InstrumentsForex, Indices, Commodities, Cryptocurrencies, Metals
Countries ServedN/A
Frequently Asked Questions
Yes. Instant Funding offers no-evaluation products where traders can start trading from day one. The flagship Instant Funding Pro has no traditional profit target, although traders must satisfy the applicable Smart Drawdown and payout conditions.
Current third-party tracking shows accounts starting from $25, although the cheapest product depends on the specific model. Instant Funding's product range includes IF1, IF Micro Pro and other instant-funded accounts at different prices.
The current website lists individual account sizes up to $4 million across its product catalogue. However, the flagship Instant Funding Pro's advertised scaling path is up to $1.28 million, so traders should distinguish between listed account sizes and the actual purchasable/scalable limit of a particular model.
The standard split on the flagship Instant Funding Pro account is 80% to the trader. An add-on can increase the split to 90%. Other products, such as IF1, can have different reward structures, so the split should always be checked for the specific model.
For the flagship Instant Funding Pro account, the first payout is available 14 days after the first trade and subsequent payouts can be requested every 7 days after a new trade, provided all payout requirements are met. Challenge products using On-Demand Payouts can have different timing.
Instant Funding Pro starts with a 10% Smart Drawdown. After the account reaches 5% profit, the drawdown level adjusts to 5% of the starting balance and remains at that level. There is no separate daily drawdown on this model.
News trading depends on the account model. Some products allow news trading, while other Instant Funding accounts require the applicable news-trading add-on for major economic events. Traders should check the exact rules attached to their account before trading during high-impact news.
Weekend holding is model-dependent. Some challenge phases permit weekend positions, while certain funded products require an add-on for weekend holding. Instant Funding Pro's current rules state that weekend holding is unavailable without the applicable add-on.
Yes, overnight trading is allowed on the standard Instant Funding Pro account. Overnight positions can remain open into the next trading day. Swap charges may apply depending on the instrument and trading platform.
Yes, but only between accounts owned by the same trader. Copying trades from another person, friend, relative, signal provider or unrelated trader is prohibited. Coordinated trading and reverse trading between separate traders are also prohibited.
No. Instant Funding's current terms prohibit trading through a VPN and also prohibit trading through servers or VPS arrangements. Sharing an IP address between multiple users can also violate the firm's rules.
The firm's current terms prohibit trading from servers or VPS environments. Traders should therefore not assume that a VPS is acceptable simply because they are using it for an otherwise legitimate trading strategy.
EA rules depend on the product. Current Instant Funding Clarity rules restrict public third-party EAs while allowing first-party EAs built by the trader. EAs or automated systems designed to exploit platform, pricing or execution inefficiencies are prohibited.
No. High-frequency trading is restricted under the current rules. Instant Funding specifically identifies very short holding periods, including trades held for 60 seconds or less, and unusually high trading frequency as HFT-type behaviour that can lead to account action.
No. Current Instant Funding Clarity rules prohibit martingale strategies, including increasing position size after losses in an attempt to recover previous losses.
Grid trading is restricted. Instant Funding's current Clarity rules identify layered positions opened at set price intervals as a restricted strategy because they can create uncontrolled exposure.
Instant Funding collects device and IP information for fraud prevention and account-login verification. The firm prohibits account sharing and certain IP-sharing arrangements. Traders should use their own devices and avoid behaviour that could make their account appear to be controlled by another person.
Instant Funding monitors device and IP information as part of its fraud and account-security procedures. Because travelling can naturally cause IP and location changes, traders should avoid VPNs, account sharing and other activity that could make the account appear to be operated by someone else.
Instant Funding currently supports MetaTrader 5, cTrader and Match-Trader on applicable products. ZAR accounts are currently limited to MT5 according to the firm's website. Platform availability can vary by account model and client location.
Instant Funding states that payouts are made either through direct cryptocurrency transfer or through a Rise-powered bank transfer. The firm's current website says withdrawals start at $25 and are processed within 48 business hours, with many payouts reportedly arriving the same day.